Safe Harbor Solutions
Safe Harbor Solutions
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Foreclosure Prevention Services

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Foreclosure Prevention Services

Call today to get started!

We are experienced negotiators and will work with you and your lender to evaluate your options so that you can make an informed decision.
Call now!

CALL US TODAY - (678) 284-2500

Don’t wait another minute. We can help now – even if you have missed several payments or have received foreclosure documents. Our team can assist with loan modifications, loan reinstatements and deed review. We usually have a very tight deadline, so we need clients to provide all the needed information in a timely manner. As long as we have all the needed information, we have the ability to temporarily pause a foreclosure sale (even up to two days before the sale!)
 
A foreclosure severely hurts the borrower’s credit, so we aim to avoid it all together. There are ways to protect your credit, satisfy your lender and walk away with enough money for a fresh start. 
 
By pausing a homeowner’s foreclosure, we give them time to decide what the next best step is for their family. 
 

Call us now at (678) 284-2500!

 
Foreclosure Prevention Services

Services We Offer

Foreclosure Prevention Services

What Do I Need To Get Started?

Home Sales
Assistance

In the event a homeowner chooses to sell their home to prevent a foreclosure sale, we can help with pre-sale home preparation. We also have a network of cash buyers ready to purchase distressed properties as-is, all cash.

Short Sale
Negotiation

We work with the lender on behalf of the homeowner to negotiate a short sale. A short sale satisfies the payoff to the lender and avoids a foreclosure. It's a win-win for both parties. We also ensure there are no deficiencies or judgments from the cancelled debt.

Loan Modification
Assistance

We work with the homeowner's lender to modify the current loan or restructure into a new loan product to put the borrower back in good standing. When applying for a loan modification, time is of the essence. We need to have enough time to process the modification before the scheduled foreclosure date.

Light
Repairs

In preparation for quick sale, we can help with minor updates and fixes to ensure the homeowner gets as much as possible for their home. We can help with the following services: Change air filters, replace light bulbs, tighten up loose door knobs, fix broken windows, pest control, board up doors/windows, trash/furniture removal and general cleaning.

Veterans Administration
Loan Assistance

For homeowners with a VA loan, we coordinate with your lender and your VA rep to ensure you can take advantage of all foreclosure prevention options. The VA is a very influential organization in the lending industry, and they can be a very powerful ally to help postpone or cancel your foreclosure.

Emergency Foreclosure
Postponement

If a foreclosure sale is imminent and the homeowner has been unsuccessful in reinstating their loan, we employ a variety of last-minute, emergency techniques to postpone and/or cancel the auction date. We then utilize the extra time to work with the lender on a long-term solution.

Partial Claims

A partial claim is an interest-free subordinate loan that's issued by the United States Department of Housing and Urban Development (HUD). It's used to pay a portion of a borrower's past due balance. The partial claim amount is placed as a junior lien on the borrower's property and is paid back when the borrower sells or refinances their home, or the mortgage is otherwise terminated. Similar federal programs include FNMA Principal Forbearance and the USDA Mortgage Recovery Advance

DOCUMENTS TYPICALLY NEEDED

As we learn more about your case, we will need to create a file, so that we are able to speak with your lender and determine the options that are still available to you. Typically, we will need the following items:

  • Authorization to Release Information Form – (allows us to speak with your lender on your behalf (typically for up to 90 days.)
  • 2 Recent Mortgage Statements – (to find out payment information, interest rate, arrears, etc.)
  • 3 Recent Income Statements – (paystubs, social security benefit statements, etc.)
  • 3 Recent Bank Statements – (lender will want to understand your current financial picture)

Don't sink into foreclosure.
You have options. We have answers.

e-mail us today!
client feedback

What They're Saying

"When I was facing foreclosure, I was overwhelmed and didn't know where to turn. That's when I found Safe Harbor Solutions."
Homeowner, Mr. Cooper
Homeowner, Mr. Cooper Decatur, GA
"With their guidance, I was able to successfully negotiate with my lender and stop the foreclosure process. I'm so grateful for the support and expertise of the Safe Harbor team - they truly made a difference when I needed it most"
Homeowner, Carrington Mortgage
Homeowner, Carrington Mortgage Alpharetta, GA
"The team there worked tirelessly to understand my unique situation and advocate on my behalf."
Homeowner, LoanCare
Homeowner, LoanCare Powder Springs, GA